Social Security Recovery for Foreign Workers in Mexico
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Our contribution recovery services are exclusively for foreign nationals who worked legally in Mexico.
Specialized Legal Assistance for the Recovery of AFORE and Infonavit
At Vega, Guerrero & Asociados (VGA), we provide legal support to foreign workers who have rendered services in Mexico and wish to recover their accumulated contributions to the Mexican social security system.
Legal Basis
On November 13, 2020, a labor jurisprudence was published recognizing the right of foreign workers to claim the refund of their contributions upon permanently leaving Mexico. This includes:
- AFORE account
- Housing sub-account (Infonavit)
- Retirement, severance at advanced age, and old-age sub-account (IMSS)
This legal precedent aims to ensure substantive equality, acknowledging that while Mexican workers can continue to use these funds, foreign workers should have the right to recover them upon leaving the country.
What Are AFORE and Infonavit?
AFORE: Retirement Fund Administrator
- An individual account funded by contributions from the worker, the employer, and the government.
- Generates long-term returns.
- Can be claimed once you no longer reside in Mexico.
INFONAVIT: National Housing Fund Institute for Workers
- A housing fund that receives 5% of the worker’s base salary.
- If you didn’t use a housing loan, the accumulated balance can be claimed.
How to Know if You Have an AFORE Account
Online consultation: www.aforeweb.com.mx/localiza-tu-afore (requires CURP or Social Security Number and an email address).
Free initial legal assessment: VGA can help determine if you have an active account and estimate the balance.
Contact us today
If you're a foreign national who worked in Mexico for a period of time or are about to leave, we can help you recover your money!
What if You No Longer Live in Mexico?
You don’t need to return. We can represent you throughout the entire process.
All you need is:
- Your AFORE account statement (if available)
- Basic personal information
Send your documents through our secure form: https://vegaguerrero.com
or via email: oziel.guerrero@vegaguerrero.com
Infonavit Recovery if You Didn’t Use Your Housing Credit
If you didn’t exercise your Infonavit credit, the money remains in your housing sub-account and continues generating returns. As a foreigner, you can still recover these funds even if you no longer reside in Mexico.
Check if you have a balance:
- On your AFORE account statement (look for “housing sub-account”)
- With help from our legal team
Legal Process Duration
Stages of the process:
- Conciliation (Pre-litigation): Filing with the Labor Conciliation Center (1–2 months)
- Labor Lawsuit: Filing of the claim (5–7 months)
Estimated total: 6 to 9 months. In the case of an amparo (constitutional appeal), it may take longer.
Important: Your funds will continue to earn returns during this time.
Recommendation: Keep a Mexican bank account active to facilitate the transfer once the case is resolved.
Real Recovery Stories
Mark (Canada): Worked in Querétaro for 3 years. Recovered over $450,000 MXN from Canada.
Claire (France): Never used her Infonavit credit. Successfully claimed her housing sub-account from France.
Hiroshi (Japan): Worked in Mexico and recovered his AFORE funds from Tokyo without returning.
If you’re a foreign national who worked formally in Mexico, you are entitled to recover your social security contributions. At Vega, Guerrero & Asociados, we guide you every step of the way. No upfront fees, no travel, no complications.
Remember! It’s not a favor, it’s your money. You just need to claim it legally.
If you are an expat and you worked in Mexico and you need help to recover your funds, Contact Us!
Contact Us!
Remember that these services are only for expats who have worked in Mexico. If you are Mexican and need help with your AFORE, we can not help you.
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